• Banking services to meet your various purposes

Whether you are going to the Chinese mainland or Hong Kong for study, work or wealth management, we are pleased to offer you suitable financial products and services, including overseas account opening referral service, Dual-Currency Debit Card, Credit Card, Foreign Exchange, Remittance, Loan, Insurance, Internet and Mobile Banking, etc.

• Robust digital banking service

In addition to Cambodia, Bank of China also offers digital banking service in the Chinese mainland and Hong Kong, which provide comprehensive functions on your fingertips.

Studying abroad is a unique opportunity for your children to broaden their horizons, learn and experience different culture. To ensure your children make the most of the time overseas, we are lining up the following service at your disposal:

• Opening Bank of China personal accounts in the Chinese mainland or Hong Kong

If you are our existing customer, please visit any of our branches to arrange account-opening for your children through referral service¹ (for BOC accounts in the Chinese mainland² or Hong Kong), to put your mind at ease before your children going abroad.

¹ Terms and conditions apply, please contact us for details

² Applicable to BOC branches in the Greater Bay area, including Guangzhou, Shenzhen, Foshan, Dongguan, Jiangmen, Zhuhai, Zhongshan

• Proof of Deposit

We are pleased to offer this service, for visa applications and other purposes

• Convenient Remittance Service

To settle the tuition fees, or pay for living and other expenses, if you are sending money from your accounts with us to your own Bank of China accounts opened in other countries or regions, you may use our Remittance services including International Remittance, GPI Remittance, CNY pre-settlement Remittance, or RMB Direct Remittance . You could track the status of remittances and receive the fund in a timelier manner.

• Great Wall International Debit Card

For students who need to travel from time to time between Cambodia and China, our debit card offers seamless experience for daily purchases, as well as withdrawals at global CUP ATM network.

• Local Payment in Mainland China and Hong Kong

Mastering local payment is key for experiencing most out of living abroad. Your children may download the BOC Mobile Banking app in the Chinese mainland and Hong Kong, and link their bank accounts with various payment tools to enjoy utmost convenience for purchases and paying bills, etc.

• Insurance Service

To offer prudent protection to your children during studies overseas, insurance solution dedicated for overseas students is available at BOC in Hong Kong.

• Studying in the Chinese mainland and Hong Kong guidebook

We are pleased to provide you information and references of pursuing University studies in China, click here to download the guidebook.

For enquiries, please contact us at +855-23 988 886 (service hours: 9:00am-5:00pm from Monday to Friday, except public holidays).

One Belt One Road initiative and long-term steady economic development in China have created good opportunities for career development and business start-up. And to support your ambition, we are posed to offer you range of financial solutions as follows:

• Opening Bank of China personal accounts in the Chinese mainland or Hong Kong

If you are our existing customer, please visit any of our branches to arrange account-opening through referral service¹ (for BOC accounts in the Chinese mainland² or Hong Kong), to give you peace of mind before starting your adventure.

¹ Terms and conditions apply, please contact us for details

² Applicable to BOC branches in the Greater Bay area, including Guangzhou, Shenzhen, Foshan, Dongguan, Jiangmen, Zhuhai, Zhongshan

• Debit and Credit Card

As you may need to frequently travel between China and Cambodia for business, you can use our Great Wall International debit card for daily purchases and withdrawals at global CUP ATM network, as well as our Visa Credit Card for spending.

Also, if you are planning to stay in China for longer time, you may consider applying for debit card (mainland / Hong Kong) and credit card⁴ (mainland/ Hong Kong) offered by BOC locally.

³ Terms and conditions apply. Please look for more info from respective BOC websites

• Local Payment in Mainland China and Hong Kong

Mastering local payment is key for you settling into new “home”. You may download the BOC Mobile Banking app in the Chinese mainland and Hong Kong, link your bank accounts with various payment tools to enjoy utmost convenience for purchases and paying bills, etc.

·         Remittance Service

We understand the importance of seamless movement of funds for your business and work, hence, when you send money between your own accounts opened with us and the Bank of China in other countries or regions, you may use our Remittance services including International Remittance, GPI Remittance, CNY pre-settlement Remittance, or RMB Direct Remittance. You could track the status of remittances and receive the fund in a timelier manner.

·         Lending Service

To meet funding needs for yourself or your own business, we may consider applying for loans facility offered in the Chinese mainland and Hong Kong by BOC, in which some of them are available to overseas applicants⁵.

⁴ Only applicable to applicants who can provide valid proof of long-term residence permits or equivalent documentations. Other terms and conditions apply, please visit respective BOC websites for details.

·         Insurance Services

Bank of China (Hong Kong) Limited Phnom Penh Branch is in partnership with FORTE Insurance. To well protect your personal or commercial properties in Cambodia, you are able to enjoy FORTE insurance services and products through referral service by Bank of China (Hong Kong) Limited Phnom Penh Branch, to give you peace of mind.

Besides, if you are planning to develop your career in Hong Kong for longer term, you may consider Insurance Service available at BOCHK.

For enquiries, please contact us at +855-23 988 886 (service hours: 9:00am-5:00pm from Monday to Friday, except public holidays).

As your financial service partner, we understand your needs of preserving wealth, as well as capturing growth opportunities to fulfill your family and own purposes, hence, we are here to provide you some general pointers and access to potentially suitable propositions.

• Investment Services

Riding on our extensive network and vase team of professionals in the Chinese mainland, Hong Kong and Southeast Asia, we are posed to help you identify investment opportunities globally and offer you choices of investment solutions¹, for your wealth growth and asset allocation. Please visit the BOC website in the Chinese mainland and Hong Kong for details.

¹ Investment involves risks. Please refer to the relevant offering documents for further details including risk factors. This webpage does not constitute any offer, solicitation, recommendation, comment or any guarantee to the purchase or sale of any investment products or services. If you have any inquiries on the nature and risks involved etc, you should seek advice from independent financial adviser.

• Insurance Services

With the growth of your own and family, children’s education, retirement living, and legacy inheritance, etc all need to be well-protected. As one of the key international financial centre, Hong Kong has the privilege of well-established personal financial propositions and services, and BOC in Hong Kong has been one of the key financial service providers for years. If you are interested to learn more, please contact us and we are pleased to refer you to respective professionals.

Disclaimer: Please note that some of the products and/or services related to cross-border financial needs are offered by the Bank of China Group offices operating overseas, instead of BOCHK Phnom Penh branch, use of any of these products or services is at your own discretion. Please evaluate carefully if any of the cross-border financial products or services stated is suitable in light of your needs. Please contact us at our branch or via call if you have any questions or look for more information.