Bank of China (Hong Kong) Phnom Penh Great Wall International VISA Credit Card. There are 2 types, Gold Card and Classic Card for selection.

• Installment Plan: Easy repayment on every purchase.

 The installment payment amount can be up to 90% of the statement balance.

Installment plan period：3months, 6months, 9months and 12months.

Installment Plan and handling fee are as below:

Apply for Credit Card Installment now!

• Reward Points: Earn points for redemption of great rewards.

Every 1 USD spent earns 1 point when using Gold or Classic Card. Points can be redeemed for desired gifts and rewards at your choices. Points have no expiry date.

Redeem Credit Card reward points now!

• Interest-Free Period: Enjoy up to 52 interest-free days.

Use your credit card to pay for goods or services, and enjoy up to 52 interest-free days (depending on the date of card transaction).

• Cash Advance: Get quick cash advances when needed. 

Add flexibility to your cash flow with cash advances through your credit card account. Withdraw cash over the counter at bank branches in the country and in China, or withdraw cash through any Bank of China ATM or any global ATM bearing the "VISA" logo . 

The maximum cash withdrawal amount is 50% of your credit limit. Please note that your maximum cash withdrawal amount will be adjusted according to your available credit limit. If your available credit limit is less than your maximum cash withdraw amount, then you can only withdraw the money based on your available credit limit.

• Credit Limit：

• Annual Fee exemption

Exempt annual fee in subsequent year if you have used your card for at least 6 times a year.

• Purchase method

For Offline merchant, you can swipe your card, insert your card or using contactless function to purchase.

For Online merchant, you can input your card number, expiry date, CVV etc. requested by the website or app to purchase through VISA network.

• Credit Card repayment

Auto repayment: You can choose to repay full amount or minimum monthly amount. The repayment will be debited automatically on the last repayment date as you request.

Flexible repayment: You can use Mobile Banking/ Personal Online Banking to choose any amount to repay your credit card.

ATM: Deposit cash into your credit card account.

OTC: You can come to our branches to arrange credit card repayment service.

*Minimum Monthly amount  = Purchase balance * 10% + cash advanced amount

• Statement service

Check your monthly statement via Mobile Banking/ Personal online Banking. The available monthly statement includes outstanding statement and past statement.

You can also receive monthly statement by email.

• Other services

Purchase SMS Service: For every purchase by your credit card, you will receive an SMS notification sent from Bank of China.

Repayment Reminder Service: Your will receive an SMS from Bank of China several days before the last repayment date to remind you of repayment on time.

Passcode for ATM withdrawal: You will be asked to set up a Passcode when opening the credit card. That’s to ensure a secure withdrawal process from ATM.

Security OTP Verification: To protect you from fraud when using the credit card, our Bank will send security OTP to your phone number when you purchase online. The phone number is the number which you have submitted to the Bank for record.

• Exclusive Privileges

Click Credit Card promotion to inquire the latest promotion event.

• Special Discount for Oversea Merchants

When you travel to Hong Kong for leisure or business, you can use your BOC's Debit or Credit Card to enjoy various local discount. For further information please visit: (www.bochk.com/en/creditcard/promotions/yro.html)

Note: The offers are applicable for customers using BOC's Debit or Credit Card carrying Bank Of China's logo . Promotion period is until 31 December 2024 (except otherwise specified). All service and promotion offer are subject to relevant Terms and Conditions. Please visit the above webpage or contact merchants for further inquiry.

Click Credit Card Fees & Charges to inquiry